What Is Tax-Loss Harvesting?

Key Takeaways Tax-loss harvesting involves offsetting capital gains with capital losses so that little or no capital gains tax comes due. Investors might intentionally sell some securities…

What Is Current Cash Value?

Definition and Example of Actual Cash Value Actual cash value (ACV) is how an insurance company measures a property’s worth at a given moment in time. It…

What It Means for a Stock to Be Overweight

If you’ve ever read a report from an investment analyst, you may have seen stocks described as “overweight.” It can be a confusing term. Most people are…

What Is a Stock Market Quote?

Key Takeaways A stock quote shows the current price of a stock based on recent activity on its exchange. It also includes a wide range of additional…

What Are Fungible Investments?

Key Takeaways Fungible investments can be bought and sold on different exchanges. Fungible trading works when you can buy/sell on one exchange, and sell/buy on another exchange,…

What Is Elder Law?

Key Takeaways Elder law is a field of law that focuses on legal issues that affect older individuals. Major areas of elder law include disability and special-needs…

What Is an Enhanced Life Estate Deed?

Key Takeaways An enhanced life estate deed transfers ownership of property after the owner’s death without the necessity for probate. The owner retains control of the property…

Best Ways To Use a HELOC

If you’re looking for flexible funding, you can tap into your home equity with a home equity line of credit (HELOC). A HELOC is a revolving line…

Today’s Mortgage Rates & Trends, May 9, 2022

Average 30- and 15-year mortgage rates climbed back toward their recent peaks, the latest in a series of up-and-down swings. The average on a conventional 30-year fixed…

5 Types of Mortgage Loans

If you’re like most people, you’ll need to take out a mortgage to buy a home. According to the US Census Bureau, 94% of people who bought…